I have been getting letters from these people asking me to pay a school loan saying they reffered by the US Dept. of Edu. I have sent them proof, through my attorney, that my school loan has been paid in full. My attorney also requested that they send further documentation and was ignored. I tried to call them and they were rude and would not answere any of my questions. I don't know if they are legitimate. I do know that they refuse proof that they are wrong.