I'm not really sure where the company is located but after I repaid the loan and the fees, this company continued to take random sums from my account. My bank agreed that something illegal was happening and cut Ace off. I soon started to receive strange phone calls from men with Middle Eastern or Indian accents-- not unlike Apu on the Simpsons. They said they were from various law firms including Larry Parker, a well known local firm. The men spoke to me in cryptic kegalese and threats these included me being indicted for some undisclosed crimes and being arrested. Kniwing a little about law and due process, I confront these fellows with protocol in legal actions as I understand them This throws them off, but they must be on an automatic system because they call several times a day usually beginning at 6am which is how my day started. They hung up when confronted by logic, but really, the nerve of these folks using the law as a front for their lawlessness!