I rec'd a phone call today stating that I had a delinquent acct with a Advance Cash USA and that I was needing to make arrangements to pay it in full. They faxed me paperwork to authorize but when I started questioning Lei Johnson about why it doesnt have the Company that I supposedly owe he couldnt tell me. I then hung up and have filed a complaint with the Federal Trade Commission about ACLS...So if anyone gets a call from this company it is a scam...do not authorize anything!!!