A man calls who has a very heavy Indian accent. He states that he is an officer of the Law from ACS United Fraud or Advance Cash Services. He threatens you by leaving messages saying that you will be arrested or that you will lose your job if you do not send him money via Western Union to clear up your account. I never had an account with them or any kind of Payday advance. This is a total scam. Most likely this man is from India and scamming people. This man is rude and threatening and called my wife obscene names. THIS IS A SCAM. Beware of this man. I called the police and have made a complaint with the Federal Trade Commision. If this man is doing this to you, please make a complaint with the FTC and your local police. It is against the law to impersonate an officer of the Law and threaten people. This man needs to get a real job and quit trying to scam people out of their hard earned money!