MY HUSBAND BOUGHT OUR HOUSE 8 YRS. AGO . HE HAS NEVER MISSED A PAYMENT AND HAS NEVER BEEN LATE. HE HAS TRIED CALLING ACS TO HELP LOWER THE INTREST RATE AND MAKE IT A FIXED RATE. THE COMPANY HAS IGNORED HIS REQUEST. HE HAS BEEN UNABLE TO PAY OUR MORTGAGE FOR THE PAST 2 MONTHS DUE TO THE FACT THAT HE HAD AN ACCIDENT THAT REQUIRED SURGERY. HE HAS NOT BEEN ABLE TO WORK . HE CALLED THE COMPANY FOR HELP AND THEY TOLD HIM TO SELL OUR HOUSE IN A SHORT SELL. THAT IS NOT WHAT WE WANT TO DO. THEY SENT HIM PAPERS WHICH HE COMPLIED WITH AND SENT BACK FINANCIAL WORKSHEETS, BANK STATEMENTS, FINANCIAL HARDSHIP LETTER ETC. NOW THEY SENT HIM A NOTICE SAYING THAT WE ARE GOING TO LOSE OUR HOUSE. THEY SAY WE ARE ABOUT TO GO INTO FORECLOSER. WE SEEKED HELP FROM THEM AND THEY JUST WANT TO TAKE OUR DREAM AWAY PLEASE WHAT CAN WE DO. WE DON'T WANT TO LOSE OUR HOME OUR CHILDRENS HOME .