EVERYBODY WHO WANTS TO SUE ACS PLEASE GET IN CONTACT WITH ME. THEY ARE ABSOLUTELY HORRIBLE. I HAVE BEEN PAYING ON MY LOAN AND THE BALANCE GOES NOWHERE. WHY? BECAUSE THEY APPLY LIKE 92% OF EVERY PAYMENT TO INTEREST AND NOTHING TO THE PRINCIPAL. EVEN WHEN I PAY THE LOAN TWICE IN A MONTH! IT'S NOT RIGHT. CONTACT ME AT [email protected]