Afni collections sent me a settlement letter for $50 on an old Cingular bill dating back to 2002, and i authorized them to get $50 dollars from my account. They took $75 dollars of which i did not authorize and gave me the run around on giving me my money back stating they had no record of their company taking $75 dollars from my account and could not see where they took the $75 dollars from my account and i needed to prove it to them. They wanted me to fax them my bank records before they would issue me a refund. Then stated that if a refund was to be issued it would take a month in a half to refund me, when it took them less that 3 days to take the money from my account. pklease anyone dealing with Afni do not give them your credit card number or debit card number.