I have recieved another settlement offer from Afni. This time they will accept only half, but give me full credit of paying $479.63. What a joke. This supposed bill came from an address I've never lived at. Moreover I would have been 13 years old at the time of the service. Also, I am currently a Verizon consumer, this collection is for Verizon. Why is it I still have a phone? This company is unethical and is a fraudulent bussiness. Make your complaints, especially to the ones that can put a stop to Afni. Like your attorney general, ftc... Find the time to contribute in annialating afni.