when my insurance center found me another insurance company with cheaper rates, I was told I dont owe AIG anything ...now they send me a letter saying i owe 87.99 when i called they told me i can pay over the phone, then they told me if i didnt pay by mail on5-17-08 i would be sent to collections i cant contact them to get an extention, i just want more time to mail off payment because i dont want to send it and my case is already in collections... Thank you