My wife just received notice that her check account was overdrawn. When we investigate the account statement, we find that AIG insurance has place two withdrawals to this account for $24.9o each. This withdrawals occurred on 1/20/09 and then 2/18/09, less than one month later. AIG never received any authorization from us for insurance. We never received any policy or notification of what this insurance is. The only way AIG could have access to this account, is if Wells Fargo gave them the information and authorization. THIS IS FRAUD! Wells Fargo has now charge this checking account over $75.00 in overdraft fees, for charges that they, not us made.