they state they will be able to get you money and place you in programs and instead they take your money and never give it back to you. instead they give you excuses and delay you w/out getting you a refund. In turn you never get into any trade programs, lending programs etc., They ask for money up front and or want you to have good credit. by the time you are to upset to do anything they screw up your credit and you don't get the loan or your upfront money back. names are Lee Aiken and email is [email protected]. the attorney general has heard of them and the bbb is not aware of them.