I zufan reddae I am a member of bally's fitness, which I just sign up for 3 years paid in full, recentlly I was looking in my credit I see ballys account, I used to be a ballys member in 2001 not long after I become a member I had a problem with my feet, my doctor send me to a specialist and the specialist said I can't work out for atleast ayear or so he gave a paper I took that in greenbelt location in person I gave to the person who sing me up now why is it in my credit report.