I financed my car through AL Financial, they said they were a financial company based out of the East coast so they could finance people like me (young and little credit). My payments were due on the 12th of each month. I made my December payment in their office on the 30th of November. I specified that although the payment was early I expected this payment to be towards December, they said "Okay.' On the 13th of December they called me to ask why I have not made a payment for December yet, I said "I did" and "I have my receipt to prove it." they asked me to bring it in and when I did, they took it from me and said that it was fake. That I must have somehow made a counterfeit receipt to look like theirs and now I owe them my December payment and a late payment. I refused, told them to expect to hear from my lawyers and I filed a report with the BBB. Now, it is January and they tried to repo my car yesterday, illegally. I locked myself in the car and told them they would have to call the police. the police arrived, looked through paperwork, called their offices and to our discovery AL Financial did not have a court ordered repo and they were attempting to ILLEGALLY take my car back. The officers made him lower my car and let me go. if anyone has dealt with this similar situation with AL Financial please contact me at [email protected], I am going forward with legal action and would appreciate the feedback, even possibly open more cases with this so called company.