My daughter and her son had a credit card bill with Chase, They were unemployed and making min payments. They were contacted by Alliance one and told if they could pay a large sum in a week, they would set up a low bill to pay each month. My Husband used his Wells fargo card to pay $400.00 and my son in laws mother used her credit card to pay $400.00. A month later they get a notice from chase, that they did not make their payment and will now take them to court. They now have legal fees and court fees and an extra $1000, 00. So Alliance one collected the money and NEVER PAID CHASE!