I think the Ally Bank TV commercials where they employ children and taunt them is deplorable; unless of course, the children are merely acting. However, they do not appear to be acting; and if they are, they're making an oscar winning performance. I would liken this to some of those local commercials where car salesmen use their children's cute little smiles and antics to lure unsuspecting buyers. Ally could do better in order to drum up business. I would never do business with them.