I was hoping to obtain a modification loan for my house. Apparently, I gave $1, 600. and needed to give the company other $1, 400.00 but I realized that the representative kept wanting the money but I did not hear about my modification. I refused to pay and I now I am been threatened by this company. The company is contacting my employer informing my employer that I fail to provide them with the rest of the money. While I am still have not had the 30 year modification and nothing from the company stating that they did contact my company. That is alot of money. I not have a Christmas because my Christmas money was to save my house. I been saving all voice mails from this representative.