I have been fighting with Option One/American Home Mortgage since 2006. If you were an Option One Customer you sure got screwed by these scam artists. The MO of this company is to have someone talk to you from India and tell you to send in your payment and then send it back. Then tell you that you did not send it in before they foreclosed. DON'T MOVE once you leave you have abandoned the property. I am still fighting because my people have been taken advantage by this company. CLASS ACTION LAWSUIT IS IN ORDER!