It is very sad to read all of these complaints about a company that I onced worked for, but I feel the exact same way the customers and other employees feel who has been affected by the company unfair business practices. We have become victoms of greed. As an employee I witnessed integrity issues from the time I started until the time I was wrongfully terminated. I heard numerious of complaints from customers requesting refunds and when I personaly told management about some of the concerns I hearing from the customers, I watched them do nothing. I feel the company discriminate against certain employees by manipulating the lead supply, training so that certain employees make more money than others. Also certain employees was allowed benefits when I first started working for the company and when questioning management they kept giving me the run around just like they do the customers. I decided to speak up not only because I was wrongfully terminated but because millions of innocent people are being lied to, cheated, & put in a situation where the time has come for us stick together more than ever before due to the economic crisis that we face as a people. I decided to pass the word as a good citizen, and not as a disgruntle employee that this is a company of poor business ethics. STAY AWAY!!