they called me time and time again stating i had taken a loan out and didn't repay it. the amount with late fees was 1245.00. Robert walker told me I should fax a letter of apology to a mark brown and put in the letter my debit card number and pin number as well as the 3 digit number on the back of the card this all started back in march. the first number they gave was a 724 area code now the number is 714-816-4300. he told me since i didn't pay they were filing a lawsuit for 7, 000.00 and I would be going to jail for 6 months. I called my bank thank god i closed that account they sent me my statements and I had no such money put into my account. A guy by the name of robert jones called today while i was working he told me that i am going to jail for 6 months and I told him I would be calling my local police department to report him and he said ok. Just like it was no big deal. Now what do i do next i mean what is the pa police department going to do to them.