I received several calls from this "company" claiming they represented their "client" and that I had received a payday loan, and of course I hadn't. This was the second call from the same mans name "Mike Johnson" but different company name claiming the same thing. I even went to my bank and got print outs for the enitre year proving there was never anything deposited into my account. Then I called my local police and talked to them adn was told it was a scam going on and that that day alone they had received several similiar calls from other citizens. I ignored the calls from then on and then now weeks later the same name calls with a different company name with the same threats. Saying I received a 15, 000 dollar "payday" loan and that to pay it off in full today I needed to wire them 17, 000. For one I am a stay at home mom with no income except my husbands, so why would I get or even qualify for a "payday" loan..its just silly. It is a scam and I pray no one falls for it.