I began last March the process of loan modification. In June ASC sent me all the papers they needed and I sent them back that day. They then sent me information about the Presidents New Plan with a rate of 2.5% for five years and I could get back on my feet. EVERY week I called to see where I was! Every time it was something about a Negotiator. Then October 9th I get a call saying they could not get a hold of me! So, I was denied! Oh after arguing for two more hours with them on the phone they started all over again. Here it is close to November and I am no closer than I was 7 months ago.
I called the HOPE now hotline and spent two hours on the phone with a credit counselor who sent all my information to them as well. THAT was all they could do. I am getting the dog and leash run around. With all this money to help re-financing I am drowning!