I paid $150 for them to set up a website for me in Jan. 2010. I was told that if I applied for a home loan via my web site, I would receive $500 just for applying, whether approved or not. Once I did so, however, and did not receive the funds, when questioned, I was told I would have to have been approved to receive the funds-contrary to what I was told when the site was purchased. After reading the terms and conditions, I discovered I had to wait 1 year before requesting a refund. I sent an e-mail on 2/14/2011 asking for my refund and Yahoo sent me an email saying they could not deliver it. When I called, the number was disconnected, and when I looked up the website, the only website by that name did not sell websites.