MY DUE DATE IS THE 26 DAY OF EACH MONTH MY MONTHLY PAYMENT IS $170.88 FOR THE LOAN OF $700.00 DOLLARS I RECEIVED FROM THEM, I HAD PAID THE FIRST PAYMENT OF 180.00 AND IT ONLY BROUGHT MY BALANCE TO $689.00, NOW I OWE $838.00 FOR INTEREST BEING ADDED EVERYDAY. MY NEXT PAYMENT WAS DEC 26, 2010 BUT I COULD NOT PAY IT AND I CALLED AND TOLD THEM THE REASON AND THAT I WOULD PAY ON JAN 3, 2011 AND GIVE THEM $280.00 THEY SAID THEY COULD NOT WAIT THAT LONG AND THEY WOULD REPOSESS MY CAR BUT THE LATE FEE IS FIVE PERCENT AND MY INTEREST IS 263.66% CAN ANYONE HELP ME ON THIS MATTER