I am very upset to receive notice that my account limit was changed from 9, 000 to 1, 400 not to mention the previous rediculous change in the interest rates even though I have had this credit line for many, many years. I am even more upset to hear that this change is because the bank decided this, obviously because they do not have the funds to provide credit anymore. It's even more upsetting that closing the account will hurt my credit. These unfair credit practices need to be addressed by our country so that others who are working hard to pay their debts but are getting ripped off by the banks because they gave money to people who don't care about making their payments. I haven't been using this card very often in the past couple of months but it is unfair to get a mark against your credit report for deciding not to do business anymore with this bank. Watch out for those little notices they send out because they are in essence letting you know you are getting screwed!