I lost my job because I was 5 months pregnant and the company had to make cut backs. When my state continuation ran out through Anthem. I went to by an individual package from Anthem so that I was sure I'd have the same policy. I was told the maternity addition wouldn't start for 3 months. Even talked about the fact that it should be okay cause you don't really go to the doctor for 2 months so I'd only have a month to worry about. Three days after I paid the premium and 5 days before my policy was to start, I found out it doesn't start of 9 months. Now no one will call me back and I just want to cancel the "maturnity" portion of the policy. Guess thats like admitting guilt huh?