I began seeing 1.oo to 29.95 debits on my bank statement beginning in April 2008. I do use the internet for ordering from well-known online company's for clothing, books, flowers, and some gift catalogs. I have never even heard of AP9 healthtrends or AP9 Your Savings Club but those are the names of the company's listed beside the debit on my bank account. I finally found a phone number for AP9 Healthtrends (800-365-6169) and tried to call to request they stop debiting my account. this number has been disconnected. I have blocked all charges to my Visa/debit checking card and my bank is issuing me a new card. These people who run these scams need to be prosecuted to the full extent of the law and punished for robbing people who can ill-afford to have this happen.