Apex debt consolidation/Global Cient Solutions LLC. The Apex part is a California number 888-853-6733 with an answering service and the bank where they have you sign over power of attorney to Rocky Mountain Bank is all a farce. I only owed Macy's 600.00 and Capital One wanted to settle for 3100.00 dollars yet Apex did not pay anyone and continued to take out $187.00 per month for a year. I had enough monies to pay off these 2 creditors and yet, after 1 year they paid no one creditor. I called now a month and still no payments. I got a summons from a creditor wanting to garnish my wages, and had to consult a lawyer, and was advised to stop all automatic debits and settle with the creditors myself. Capital One, could not have been nicer. Debt company took over 2400.00 dollars, did nothing to help me settle my debt except put me deeper when the creditors wanted to work with me. Advise from attorney, close accounts, stop debits and pay the creditors yourself.