This Co was advertised on television as a Loan Modification Co. I contacted them myself and applied for a Loan Modification . I dealt with a person by the name of Garrett Guinn who assured me that he would work things out to my favor.Sortly after that I tried to contact this person & after about 6 times I finally made contact with him & and gave him my Credit card # and there was $595.00 taken out of my acct. This was the total cost of my Loan Modification. My terms from an earlier conversation was that it was to be paid in 2 installments, one being $249.00 the other one being $246.00. This was wrong so they redopisited $249.00 back into my acct. Now I'm finding out that this Co. is a Fraud. My next stop is the Attorney Generals office.