Apsan Law Offices, LLC. have assisted thousands of families to resolve their debt problems through chapter 7 or chapter 13 bankrutpcy. We can help you.We do not charge a consultation fee for bankruptcy, if it is an in-office consultation. If you desire a telephonic or video consultation there is a $100 consultation fee. You must be a resident of New York or New Jersey to qualify. Consultation fees are deduccted from the legal fees should you hire our office ob the same day of the consultation.