Asurion sent me a replacement phone that had 5 separate defects, it is my firm opinion that asurion is shoveling garbage out of their warehouse, it is my opinion that asurion knows that a certain % of the replacement phones that it ships are defective. It is also my opinion that asurion management knows that a certain % of these substandard phones will not be returned, these defective phones are generating revenue, again my opinion. If you buy the phone insurance plan from t-mobile you may or you may not get a defective phone from asurion, want some advice... do not buy phone insurance from t-mobile/asurion, DO NOT BUY THE PHONE INSURANCE!