THIS SO CALLED BUSINESS IS A SCAM. WHEN WEST TEXAS CREDIT UNION WENT OUT OF BUSINESS THEY SEND MY AUTO LOAN TO AUTO PORTFOLIO. I HAD THIS LOAN FOR 3 YEARS THIS FEB. 2011 IT WAS ALL GOOD WITH WEST TEXAS UNTIL AUTO PORTFOLIO CAME INTO THE PICTURE EVERY MONTH THEY WOULD SEND ME LETTERS STATING THAT MY PAYMENT WAS NOW 1000 A MONTH WHEN MY PAYMENT WITH WEST TEXAS WAS 312 A MONTH. SINCE AUTO PORTFOLIO HAS MY LOAN MY ACCOUNT HAS NOT GONE DOWN AND THEY ADDED 2000 TO MY LOAN. PLUS THEY WONT SEND ME A COPY OF MY CAR TITLE. NOW I'M WITHOUT CAR AND WITH THE BILL. IM TELLING YOU AUTO PORTFOLIO IS A SCAM!!!