Do not deal with this bank if you need a loan and if they are the bank offered run... They have horrible customer service and call your family your work and harass you to death. You call to make payments and no one gets back to you and then they tell you your the liar and tack on fee after fee. They send no mail no statements no phone calls at all to you and then say they did. If you want to deal with being hassled and being called names this is the company for you, if you dont run as fast as you can do without a car until you find a more reputable company.