Dear Sir, I am a customer of AXIS bank (Loan A/c No. 245010601596249 and have availed a loan of approx. Rs.1, 00, 000 from the bank in Sep'07. Later on, I wish to foreclose my account with the Bank and wish my loan to be taken over by HDFC for which I have deposited a balance amount cheque with your bank. However, in spite of submitting an application on 11.03.2008 and writing today i.e. 19.03.2008, the Bank is not able to close down the account and on inquiry, the reply is that it may be closed day after, or may be next week.