We offer low interest rates and we always approve bad credit. When you do come across bad credit car dealers, like us, you have to work backwards to start driving. Traditional car buying = Shop for Car and get Layout the Finance terms. Bad credit car buying = Get Approved for Finance Then Pick Affordable Car. How much can I get approved for? Your approval amount is determined by the lender. When you apply with us, we find a safe and reliable vehicle that fits your needs and requirements of the lender.