I have invested 10000 Rs in Bajaj ULIP plan for 3 years. The agent promised me after 3 years you will get minimum 45000 on the fourth year. But now it is going to be the fifth year in April. If I withdraw now I will not be getting even the money what I invetsed (ie 30k). The market has come up to 17000 and I do not understand why my fund value is still low. I don't want 45k now I need atleast what i have invested. My policy number is 0008518264 and plan is unitlinked.