I wanted to see the most recent complaints about Bank of America and how most people perceived their so called rip-offs from this company. Hey folks, first of all when you post a check it needs time to process to make sure the check has funds so it can post to your account! Since when do you assume that the deposit you make is automatically approved! With all of the security breaches you should thank B of A for making sure you are protected from fraud. Check any bank, this is standard procedure when it comes to transferring data in regards to check cashing..duh! If you write checks to soon it is your problem, not the Banks. I have used B of A for 20 years and NEVER had a problem, so quit making excuses for your stupidity and grow up!