BEWARE OF BANK OF AMERICA. I called to cancel the Privacy Assist plan which BOA had offered through telemarketing. I was told the materials would be mailed to me and that I would have 30 days to review it and if I wanted to cancel I could do so in that 30 day period with no obligation. The telemarketing call to me was 8/19/08 and the postmark on the materials is 8/22/08, meaning that I would have received the materials around 8/26/08. Within 30 days of my receipt of the materials, I called BOA on 9/22 to cancel and was told to call back when I received my next statement and the charge would be removed. I called on 10/22/08 and had to explain the entire story again to a different CS rep who told me that the 30 day period for review of the plan is from the date of the telemarketing CALL so therefore I had not called in time to cancel the plan. Of course this information REEKED of intentional misrepresentation and fraudulent practice, so I asked more questions to qualify what I was being told and he then became beligerent and condescending and even mocked me by repeating what I said in a high pitch voice! I asked several times to speak to his supervisor and he told me that the issue "does not qualify for supervisor contact"...BRICK WALL! I called back today and was told the system was updating so I would have to call back in 20 minutes... Consumers BEWARE and be sure to review complaints online before ever electing to become a Bank of America customer - there is much complaint info about BOA's abuse of its customers.