I phoned in with Bank Of America and made a stop payment on a electronic debit they stated they would stop the payment well they failed to do so i had a confirmation number and everything was on record they ended up paying the debit and told me their was nothing they could do i have my house, a second home loan a car loan a savings account for my 3 kids a checking account, a safe deposit box needless to say i will be cancelling all of them it will take me a few months but i will make it happed B Of A does not stand behind their work and eventually will loose if we as consumers stand together we will make a difference.