I signed up for Bank O Mails as a free member. It is understood that as a free member, minimum cashout for free members is $20, 000.00. Also, there would be some kind of redemption button that will appear once you get the minimum amount. Well to my surprise, I finally got to $20, 242.00 on September 20, 2009. But there was no redemption button anywhere! Still till this day, I haven't had a response and check weekly. But I don't read the emails anymore of course.