I just received my second notification in two months from BCBS (Blue Cross Blue Shield) Texas that they are raising my premium rates again.

I'm in perfect health - Thank God.

BCBS of Texas makes more than $2400 a year off of me. They even refused to pay a $75 Quest diagnostic lab bill for a routine yearly physical checkup.

Quest sent me the bill and I paid it.

I've only ever had routine physical exams and have never used the medical

part of my insurance, never made a claim.

I've looked for another insurance carrier, but BCBS Texas is still the least expensive.

I believe that the health insurance companies must somehow be in collusion to keep health costs increasing this dramatically and unreasonably.

I wish there was another competitive alternative, but there is not at this time.