This company is bogus and if anyone is ever applying for a pay day loan I would suggest that you read all of the fine print(thats where they put the scam part). I have been waiting almost 2 months for a refund and they keep giving me the same bogus answers. Not to mention the "customer service" reps are totally rude. I swear these people will have you ready to go upside they head. Luckily, for them, they are on the phone and not in person because if they were in person, I guarantee I would knock one of them out. This company is completely full of it and I can not wait til the day that every person that is affiliated with this company looses their job and has to go throught the same thing, that I have had to go through with their compnay.