I was the victim of the bi weekly offered. This was not explained to me at its fullest, yes at first it was a great option to shave off a few years from the mortgage yet they where not going to do anything different then what I could do. Do not get caught on this the only thing you will get is aggravation and loss of monies since they do not return your initial enrollment fee. This is a total scam I would like for some one to contact me on how I can get my money back from this company