THIS NAME ( BILL WAUS KIRKLAND ) SHOWED UP ON MY BANK STATEMENT AND I HAVE NO IDEA OF WHO IT IS AND I AM TRYING TO STOP THE PAYMENT BUT WAS TOLD BY BANK OF AMERICA THAT THEY CAN NOT DO THAT UNTIL IT HAS CLEARED THEN I HAVE TO FILE A COMPLAINT TO TRY TO GET IT BACK THAT IT WAY WRONG! I AM GOING TO LET ALOT OF PEOPLE KNOW ABOUT THIS