They claim I owe them money for a Beneficial account. When I phone and or email them for answers to my questions they do not return calls or return emails. When they called, once, and I did answer the phone they were somewhat vague and assertive until I asked certain questions regarding the account and asked them to confirm the washington state statuate of limitations at which point the female, Krista White, per caller ID, became irate and called me a "loser of life" and that I need to pay what is due or be sued. Anyway, statuate of limitations? Refusal to send me documentation regarding the supposed debt? How do we file a class action lawsuit????? they also sent a Court Summons that has no court number on it and is not signed.