It takes 19 days for Blair clothing to post a payment on your account therefore they charge a late fee. Big ripoff. I sent payment in which was due on 19th of month on the 14th. It took until the 28th of the month to be posted. This is the third time this has happened. All of my other bills are received and posted no later than 6 days. I tried to contact customer service to no avail. I have tried several times and keep getting referred to City Bank who puts you on hold for an eternity. I felt the best thing to do was to pay it off and tear up card.