I was told I was approved for a loan with Bowerland Financial in Vergennes Vermont (which is a fictitious address), by Bruno Minyoni. I was told to moneygram $ 1860 dollars to a man named Bernard Vollmer in Jamaica New York and I would receive my loan of $7000. The money up front was to be for the first 5 months payment and the default insurance. Needless to say I never received my loan after sending the money. The scammers are also working through Toronto, Ontario, Canada. I don't want this to happen to anyone else.