I received a charge of $37.19 on 01-07-2010 on my checking card. I do not know who this is. I was told the charge was for a Savers Club. I live alone, don't need this and would have never signed up for it. I was told it would be credited to my account in 2 to 5 business days, not done, called back; 866-798-1337 and was told that it was on hold. The person I spoke with said it will be cancelled and I will get my money back in 2 to 5 days. I am not holding my breath.