I have received two email from two different companys claiming that i have won a supstansil amounts of money.1St is the gazel lottery an its handled by the express parcel services, they wont me to pay money befor the check is delivered. 2Nd is theDirector on Foreign Committe Payment, its for an A.T.M card. Can you please tell me if these are both ftraud I have comunicated with them .