Over R40000 was paid over to this so-called loan firm. Lots of promises made - NOTHING materialized. All of a sudden nowhere to be found. No phone calls, e-mails. One promise after the other. Suddenly disappeared from the face of the earth. Dealt with the bank as well, nowhere to be found! All contact details no longer exists! The bank called Apex Bank suddenly changed their name to Apess Bank. Please be advised that these people scam, cheat and steal from honest hard-working people. Police involvement imminent.