I've been going thru HELL for over 2 years with Experian to resolve my problem. I have been trying to refinance my home and they keep on reporting to the potential lenders that I do not have a credit history. Mean while, when I contact Experian, they say that nothing is wrong with my credit report and keep on sending me hard copies of my detailed report with a credit score (with current information). I can also go to Experian's web site and key in my report number and see my information, but that's it. I cannot purchase additional information. I have called several times and written several notices. They tell me it's the on-line reporting agencies, so I call them, and they send me back to Experian stating that I have no credit. This action is keeping me from getting the financing that I need and I am very frustrated with this issue. The lenders have no problem pulling my report from Equifax and Transunion! Can anyone reading this know how I can get HELP?